Travel Insurance

Medical Expenses – There may be certain eventualities abroad that may result in a medical emergency. Travel Insurance policy would cover the medical expenses of the customer seeking insurance, up to a certain value. The travel insurance premium is directly proportionate to the value of insurance sought, higher the value, the higher the travel insurance premium. Various elements which are covered, to the extent of the policy value, under Medical expenses are as mentioned below:

Lost Baggage – Though not common, but in case you are ever a victim of lost baggage, you can make a lost baggage claim from the insurance company. It is pertinent to note that to file a lost baggage claim, it should be an entire piece of luggage that is lost, and the airline has confirmed that they would not be able to deliver the same back to the customer. It is always preferable to take travel insurance for your baggage, especially if you are travelling with valuable items. Baggage loss is compensated post consideration of the amount reimbursed by the airline.

Delayed Baggage – In case of delayed baggage, your travel insurance policy will provide compensation to cover essentials for the intermittent period.

Flight Cancellation – This is a pretty common occurrence these days. There might be some eventuality that may result in the airline cancelling your flight. Or one might cancel their trip themselves due to any emergency. You would be reimbursed the cost of unused hotel and flight bookings, restricted to the amount specified in the travel insurance policy.

Flight Delays – Flight delays are often and may happen to any of us. Often travel insurance policy will reimburse the cost of essentials purchased during this delay.